Bankruptcy · Insolvency & Dispute Resolution

Debt recovery advice

Debt Recovery – No Recovery, No Fee (5%)

If we do not recover your money, you do not pay. Our fee is 5% of sums recovered.

Recovery-focused strategyAdvice designed to recover money quickly, lawfully and cost-effectively where recovery is realistically achievable.Enforcement route planningClear guidance on claims, judgments, charging orders, bank account orders, bailiffs and High Court enforcement.Commercial pressure pointsPractical advice on interest, compensation, injunctions, asset protection and settlement leverage.
Debt Recovery

Debt Recovery – No Recovery, No Fee (5%)

If we do not recover your money, you do not pay. Our fee is 5% of sums recovered.

Service content

Debt Recovery key issues

Debt Recovery – No Recovery, No Fee (5%)

We recover substantial debts quickly, lawfully, and cost-effectively.

Key point

Trusted Debt Recovery

If we do not recover your money, you do not pay. Our fee is 5% of sums recovered.

Key point

Personal Debt Recovery

Key point

(Individuals Owed Money)

Who this is for

Individuals owed money by other individuals

Individuals owed money by sole traders
Personal loans, guarantees, family or private debts
County Court Judgments that remain unpaid
Key point

Why We are Different

Key point

Bankruptcy Defence Experts

Companies owed money by other businesses

Trade debts, unpaid invoices, and contractual breaches

High-value and complex commercial claims
Key point

Personal Debt Recovery (Individuals Owed Money)

 Individuals owed money by another individual or sole trader  Unpaid personal loans, guarantees, family or private debts  County Court Judgments that remain unpaid

Key point

Late Payment Interest

 Claiming statutory or contractual interest where applicable  Interest used as leverage to encourage early settlement  Precise calculation added to demands and enforcement action

Key point

Mediation & Early Resolution

 Fast, cost-effective resolution without unnecessary litigation  Used strategically where payment is possible but disputed  Avoids delay, stress, and legal cost escalation

Key point

Contingency Fee

 No payment unless money is recovered  5% success-based fee aligned to results  Full clarity on process before action begins

Key point

Risk of Asset Dissipation

 Urgent injunction applications where assets may be hidden or sold  Court orders to preserve property, funds, and recovery prospects

Key point

Corporate Debt Recovery ( Business Owed Money)

 Companies owed money by other businesses  Trade debts, unpaid invoices, and contractual breaches  High-value and complex commercial claims

Key point

Late Payment Interest & Compensation

Under the Late Payment of Commercial Debts (Interest) Act 1998:  Statutory interest at 8% above Bank of England base rate  Fixed compensation per invoice  Recovery costs added to the debt This significantly increases pressure for prompt settlement and improves recovery value.

Service content

Further points from the current page

Key point

Mediation & Commercial Resolution

 Commercially pragmatic settlements  Focus on cash flow recovery over protracted litigation  Preserves trading relationships where appropriate

Key point

Enforcement Methods (After Judgment)

Key point

Once judgment is obtained:

We move rapidly to enforcement using the most effective method:

Charging Order against property or land

Attachment of Earnings Order against salary
Third Party Debt Order (bank account freeze)
Enforcement by High Court
Enforcement Officers (Sheriffs)
County Court Bailiff enforcement
Each method is selected based on asset tracing and recovery intelligence.
Key point

Asset Protection & Injunctions

Where there is a risk a debtor may dispose of assets before payment:

Urgent injunction applications to freeze assets

Court orders preventing sale or transfer of property
Preservation of funds pending enforcement
This is often decisive in successful recovery.
Key point

Our Model: No Recovery, No Fee

We only act where recovery is realistically achievable

We carry the risk with you

Our fee is 5% of the amount recovered
If there is no recovery, there is no fee Our interests align directly with yours.
Our interests align directly with yours.
Key point

Start Your Debt Recovery

A fast assessment allows us to determine the strongest recovery route.

Complete the form with:

Debtor name and address
Amount owed
Basis of the debt (invoice, loan, judgment, contract)
Any known assets
Supporting documents
We will review and advise on the immediate recovery strategy.

Practical options and next steps

These points from the current page have been set out as short action cards so visitors can quickly understand the available routes.

Debt Recovery – No Recovery, No Fee (5%)

Focused advice and practical next steps based on your circumstances.

Trusted Debt Recovery

If we do not recover your money, you do not pay. Our fee is 5% of sums recovered.

Personal Debt Recovery

Focused advice and practical next steps based on your circumstances.

(Individuals Owed Money)

Who this is for Individuals owed money by other individuals Individuals owed money by sole traders Personal loans, guarantees, family or private debts County Court Judgments that remain unpaid

First impression, our clients

Client comments

“West London Law’s expertise helped us navigate a tough financial situation with confidence and clarity.”

“Thanks to West London Law, their advice had a tremendous impacy on my financial circumstances.”

“West London Law guided us through the bankruptcy process smoothly, securing the best possible outcome for our future.”

“With their strategic advice and dedication, we successfully regained financial stability.”

!
Need legal advice?

Expert Advisors

Call for a free confidential consultation.

Telephone

0207 889 0100

Address

167-169 Great Portland Street, 5th Floor, London W1W 5PF

Hours

Monday to Friday,
9am to 5pm

West London Law

Bankruptcy, insolvency and dispute resolution information led by Gurvir Birang.

West London Law Limited does not provide reserved services to the public.

Gurvir Birang is a practising solicitor, founder, litigator and bankruptcy expert, authorised and regulated by the SRA. Gurvir Birang practices from Spencer West LLP.  Spencer West LLP is authorised and regulated by the SRA.

West London Law is a trading name of West London Law Limited, registered in England and Wales (company number 06776937).

West London Law was set up in 2003 and became non-regulated in 2020 and is no longer a firm of solicitors. This website is for marketing purposes only.

Disclaimer. Information on this website does not constitute legal advice and should not be relied upon as it does not provide a complete statement of the law. Specific legal advice should be sought and tailored to your particular circumstances.